video1.0<iframe src="https://www.loom.com/embed/767011d44fe0400d905aa33636f2e189" frameborder="0" width="1280" height="960" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>9601280Loomhttps://www.loom.com9601280https://cdn.loom.com/sessions/thumbnails/767011d44fe0400d905aa33636f2e189-fa1d674574de9ad8.gif280.0654Hello everyone, in this video, I presented our project called Circles, which aims to revolutionize how informal savings groups operate by leveraging blockchain technology. We address issues like idle funds and high collateral for borrowers, targeting the 36% of adults in South Africa who own smartphones. Our solution automates the pooling and yield generation of funds through smart contracts, allowing members to earn up to 30% on stablecoins. We utilize Chainlink automation to ensure fair distribution among participants. I hope you find our approach compelling, and I encourage you to consider how Circles can benefit your savings group.