video1.0<iframe src="https://www.loom.com/embed/7764ef7a4d974ae3b27ae80af37505f0" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/7764ef7a4d974ae3b27ae80af37505f0-01eede0c2faf50a0.gif48.983334In this video, I explain what a DSCR loan is and how it can benefit real estate investors. A DSCR loan, or debt service coverage ratio loan, qualifies borrowers based on the income potential of the property rather than their personal income. To qualify, you'll typically need a DSCR of 1.25 or higher, a down payment of 20 to 25%, a credit score of 640 or above, and cash reserves for six to 12 months. This type of loan allows you to finance multiple properties without income verification, making it easier to expand your rental portfolio. I encourage you to consider how a DSCR loan could fit into your investment strategy.