<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/787cad2cc4f3411ea646ee5865e860aa&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/787cad2cc4f3411ea646ee5865e860aa-6cf273683181dbd7.gif</thumbnail_url><duration>120.8</duration><title>The Risks of Silent Policy Renewals in Insurance</title><description>Hi everyone, in this video, I discuss the risks of a silent renewal of your insurance policy. It&apos;s crucial to review your policy at renewal to avoid becoming underinsured or having gaps in your coverage, especially if there are changes like renting out your home or a teen driver moving back in. I emphasize the importance of communicating with your agent about any new developments, such as driving for rideshare services or changes in your home&apos;s condition. Remember, if we don&apos;t address these issues, we can&apos;t fix them, and it could lead to problems when filing a claim. So, please make it a priority to have that conversation with your agent during your renewal.</description></oembed>