<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/79e82f4822ba4c789a006843c34a3a0e&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/79e82f4822ba4c789a006843c34a3a0e-c8d9d906b60be93a.gif</thumbnail_url><duration>86.8852</duration><title>Financing Strategies for Your New Home</title><description>In this video, I provide financing scenarios for a home purchase, highlighting options for well-qualified borrowers with 20% down, which results in an all-in payment just under $3,000. I also explore a strategy for those considering 5% down, showing how a seller concession can be used for a one-year buy-down to lower the interest rate by one percentage point, saving nearly $200 a month. It&apos;s important to ensure the home appraises for this strategy to work effectively. If you have any questions or want to discuss these details further, please feel free to reach out.</description></oembed>