<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/7c2f28e450674b8989a03e840a9f4732&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/7c2f28e450674b8989a03e840a9f4732-b06dcec7d83e2b60.gif</thumbnail_url><duration>1024.16</duration><title>Watch before your mortgage renews—it could save you $$$$</title><description>I explain why 1.5 million Canadian mortgages are coming up for renewal by the end of 2026 and why most homeowners can lose hundreds of thousands in interest because banks often just roll you over. I show strategies to restructure your mortgage by separating interest from principal and using a TFA or TFSA to invest the portion you control, including a client case going from a 25 year mortgage to being debt free in 11 years. I also share an example where a strategy freed up about 1,000 per month and grew retirement savings. I ask you to set a plan before your renewal letter and book a free mortgage strategy session via the link in my bio.</description></oembed>