<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/8385237c46e14910b1ff9b47f11a85bc&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/8385237c46e14910b1ff9b47f11a85bc-bf1fa0d678dccd29.gif</thumbnail_url><duration>228.609</duration><title>Max Death Benefit IUL with NLG</title><description>In this video, I focused on maximizing the death benefit of a National Life Group illustration while ensuring it won&apos;t lapse. We used the Flex Life product, which requires underwriting, and input the client&apos;s information, aiming for a death benefit of around $140,000 that lasts for 120 years. I explained the importance of balancing death benefit and cash value, noting that cash value builds after three years. I also highlighted that our moderate interest rate approach minimizes the risk of lapsing compared to other companies. Please review the illustration process and consider how we can apply this strategy for our clients.</description></oembed>