<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/865e2f9d44264accbe3c48773807719d&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/865e2f9d44264accbe3c48773807719d-8d0cf0944869365d.gif</thumbnail_url><duration>300.24</duration><title>Manage Budget and Pay Debts Faster</title><description>This Loom demonstrates a personal finance app workflow for budgeting, saving, and managing debt repayment. It shows signing in with a default salary of 25,000 per month and configuring hourly rate and work hours, then entering monthly budget items such as subscriptions and categories like water bill or food bill to track total expenses and savings. The video illustrates how prioritizing extra monthly payments toward debts can change payoff timelines, including examples tied to 12% interest, clearing a debt in nine years with extra payments versus one year in another scenario, and paying amounts by December 2026 or December 2027. It also covers managing needs, debt, and wants, adding an emergency fund and wishlist, and using AI insert mode to generate expense entries for a Goa trip.</description></oembed>