<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/905b93dddeed47e48a4c3016aa51a579&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/905b93dddeed47e48a4c3016aa51a579-00001.gif</thumbnail_url><duration>1372.44</duration><title>The current Real Estate Market </title><description>A conditional approval letter is imperative - not just a pre-approval letter and certainly not just a pre-qualification letter. A conditional approval letter, which shows essentially the buyer is through the underwriting process, makes sellers and listing Agents feel much more confident in a buyer&apos;s loans. It can be hard to compete with cash offers sometimes (it depends what is important to a seller - price or convenience of cash and fewer contingencies), but having a conditional approval letter can help - as can implementing many of the things noted in the ways to help increase the chances of winning a multiple offer section.  In order for the Agent to work with the buyer/buying party, the buyer agency agreement form has to read, signed and received by the Agent.</description></oembed>