<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/97c33f0f4483413ebaeb4e6b17856be0&quot; frameborder=&quot;0&quot; width=&quot;3440&quot; height=&quot;2580&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>2580</height><width>3440</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>2580</thumbnail_height><thumbnail_width>3440</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/97c33f0f4483413ebaeb4e6b17856be0-3f77b146b93071df.gif</thumbnail_url><duration>3573.16</duration><title>Home Trust &amp;amp; Vault Mortgage Presentations</title><description>In this video, I provide an overview of our classic mortgage products and highlight some key features that set us apart, such as no minimum FICO score and straightforward adjudication based on income. I also discuss our approach to foreign income, rental properties, and the flexibility we offer with our HELOC product. It&apos;s important to remember that we still go up to 80% loan-to-value on rental condos and have a common-sense approach to underwriting. I encourage you to reach out with any complex files or questions you may have. Let&apos;s work together to ensure we can meet our clients&apos; needs effectively.</description></oembed>