<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/9b2ac341737e426f9a289f72eba3a48f&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/9b2ac341737e426f9a289f72eba3a48f-554d9a6d2005661a.gif</thumbnail_url><duration>393.106</duration><title>How to Use The Lite Cash Flow Calculator</title><description>This Loom explains how to use a property deal calculator to determine whether a rental property deal is worth pursuing. The presenter demonstrates entering assumptions such as a purchase price of £480,000, a 75 percent LTV and about 6 percent interest rate, £1,000 for legals, £40,000 refurb, and rental income as an HMO (around five bedrooms at about £1,000 per month each). With estate agent fees at 10 percent plus VAT, a 5 percent void period, and £500 monthly bills plus other estimates, the calculator shows roughly £204,000 needed and about £1,600 profit per month, a nine percent cash return and an 11 percent yield. They also note it may not be a typical buy-to-let below market value deal, and encourage viewers to adjust inputs using the light or dark mode tool.</description></oembed>