video1.0<iframe src="https://www.loom.com/embed/9c5e9c65ce1a4320ae04a3322b3fb5fe" frameborder="0" width="1280" height="960" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>9601280Loomhttps://www.loom.com9601280https://cdn.loom.com/sessions/thumbnails/9c5e9c65ce1a4320ae04a3322b3fb5fe-2398b77e513ec59f.gif592.04This Loom explains an offset mortgage strategy to help homeowners pay off their mortgage faster and grow their investment portfolio. It covers a case study of Shawn and Tammy Williams in Brampton, ages 39 and 40, with a combined income of $170,000 and a mortgage renewal on a $750,000 balance at 4.04% with 25 years remaining, currently projected to be $39 61 per month. The speaker contrasts traditional separate accounts with an all-in-one setup using a home equity line of credit, where deposited funds reduce the balance used to calculate daily interest. Using the example, the Williams are projected to become mortgage free 6 years faster, saving about $300,000 in interest, and the remaining amount could be conservatively invested at 4% to grow roughly $297,000 to $336,000.