<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/9cd3051d59c04656a0a8756a8524634c&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/9cd3051d59c04656a0a8756a8524634c-83afd31f76e258ec.gif</thumbnail_url><duration>206.810333</duration><title>Understanding Your Total Cost Analysis for Home Buying 🏡</title><description>In this video, I walk you through a total cost analysis presentation tailored for conventional buyers, particularly those utilizing equity from a previous home sale. I present four different down payment options ranging from 20% to 5%, highlighting how mortgage insurance impacts your payments. I also explain a one-year temporary buy-down of the interest rate from 6.125% to 5.125%, which results in a monthly savings of $236.83 for the first year. I encourage you to reach out to me for a personalized analysis based on your unique circumstances and goals. Thank you for watching!</description></oembed>