<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/9dbf9dc1d87a44b7b0aa0572b6a90d45&quot; frameborder=&quot;0&quot; width=&quot;1322&quot; height=&quot;991&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>991</height><width>1322</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>991</thumbnail_height><thumbnail_width>1322</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/9dbf9dc1d87a44b7b0aa0572b6a90d45-6967f177c6592dd7-full.jpg</thumbnail_url><duration>150.691</duration><title>Get Started Series 2: Boldin&apos;s Assumptions</title><description>In Day 2 of Bolden&apos;s Get Started series, I walk you through the key inflation and appreciation assumptions that underpin our retirement projections. We use a default inflation rate of 2.54% to ensure your financial plan remains realistic over time, while medical inflation is set at a higher rate of 3.36% due to rising healthcare costs. Additionally, I discuss how Social Security benefits are adjusted to keep pace with inflation and how housing appreciation is modeled using the Case-Shiller Index. Understanding these assumptions is crucial for building trust in your financial plan. I encourage you to explore these customizable options to align them with your unique financial goals.</description></oembed>