video1.0<iframe src="https://www.loom.com/embed/abb46211cdaa47b182754de56993c0d5" frameborder="0" width="1346" height="1009" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>10091346Loomhttps://www.loom.com10091346https://cdn.loom.com/sessions/thumbnails/abb46211cdaa47b182754de56993c0d5-059b463a6a317e42.gif250.6431In this video, I compare the benefits and drawbacks of a 25-year versus a 30-year amortization for first-time homebuyers. I explain how a 30-year plan can offer quicker home ownership and increased cash flow for expenses. By making additional principal payments, you can offset the higher interest costs and potentially save thousands in the long run. The decision ultimately depends on your financial goals and priorities.