<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/aff9c6e5b4d1440b9f33749436470012&quot; frameborder=&quot;0&quot; width=&quot;1670&quot; height=&quot;1252&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1252</height><width>1670</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1252</thumbnail_height><thumbnail_width>1670</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/aff9c6e5b4d1440b9f33749436470012-7d7fa7fed85d084f.gif</thumbnail_url><duration>149.739</duration><title>Mastering the Time and Material Estimate Template for Success 💼</title><description>In this video, I walk you through our time and material estimate template, which can offer larger profit margins than Xactimate and is especially useful for those just starting out. I explain how to input the necessary details like the letterhead and policyholder&apos;s information, and I highlight the importance of presenting a balanced estimate to the insurance company. I also share a method for creating a TNM estimate by adjusting your Xactimate estimates in chat. The template is designed to be user-friendly, allowing you to easily calculate costs for various line items. Please download the file, customize it, and send it out as needed.</description></oembed>