video1.0<iframe src="https://www.loom.com/embed/b0f362990741440e86d8c80d64395a08" frameborder="0" width="1024" height="768" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>7681024Loomhttps://www.loom.com7681024https://cdn.loom.com/sessions/thumbnails/b0f362990741440e86d8c80d64395a08-full-1700849837612.jpg88.69In this video, I explain the three key factors to consider when shopping for lenders. I discuss how interest rates can vary depending on your desired rate and market terms, as well as the importance of understanding the cost of obtaining the rate. I also highlight the significance of lender fees, such as processing, admin, and underwriting fees, and how they can impact the overall cost. Additionally, I touch upon the potential impact of mortgage insurance on monthly payments for those putting less than 20% down. No specific action is requested from viewers, but the information provided will help them make informed decisions when shopping for lenders.