<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/b155f2c55e0945ff954c511b4edf62c6&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/b155f2c55e0945ff954c511b4edf62c6-00001.gif</thumbnail_url><duration>227.16</duration><title>DeFi IRL Map</title><description>In this video, I discuss the map for bringing DeFi into real life, focusing on the borrowers&apos; side. Borrowers, who are local business owners, face challenges due to their fragile financial situation and systemic conditions. They often fail to pay on time, limiting their options to predatory lenders. To address this, a trust mechanism is needed, which includes tokenizing real-life trust scores and enabling decentralized credit scores. The map goes into the details of the components and subcomponents needed to build a solution for this problem.</description></oembed>