video1.0<iframe src="https://www.loom.com/embed/b1a756c3099843db9dee5bce88769b7d" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/b1a756c3099843db9dee5bce88769b7d-f9267187f3994c79.gif337.963This Loom explains how the cash flow relief program can improve monthly budgeting by refinancing and using equity to pay off high interest debts. It describes a case study for Paul and Kim with a home value of $879,000 and an existing mortgage balance of $589,790, renewing from 3.99% to a projected $3,100 monthly mortgage payment with 25 years remaining, plus $438/month property tax and $2,121/month toward other debts. Under the program, they refinance with a new mortgage of about $645,000 at 4.39%, covering closing costs and paying out debts, then adjust payments by keeping one car, which reduces combined out-of-pocket costs from $5,657 to about $4,543. The result is savings of over $1,100 per month.