<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/b1afc45b652740f8997b7662ea74c3ff&quot; frameborder=&quot;0&quot; width=&quot;1706&quot; height=&quot;1279&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1279</height><width>1706</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1279</thumbnail_height><thumbnail_width>1706</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/b1afc45b652740f8997b7662ea74c3ff-00001.gif</thumbnail_url><duration>254.172226</duration><title>ROBS Arrangements: Making Cents of Retirement vol. 1</title><description>What&apos;s our opportunity cost of starting a ROBS Arrangement?  formula: [capital investment * (1 + percentage historical rate of return)^years until retirement]</description></oembed>