<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/b5c4d3aed82b468fb10f9474297b5e2f&quot; frameborder=&quot;0&quot; width=&quot;1152&quot; height=&quot;864&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>864</height><width>1152</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>864</thumbnail_height><thumbnail_width>1152</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/b5c4d3aed82b468fb10f9474297b5e2f-00001.gif</thumbnail_url><duration>61</duration><title>What does a credit credit look like when paid off?</title><description>Crissi is the Founder and CEO of Penny Finance.  www.penny-finance.com</description></oembed>