<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/b90a23619484438f84e4fa438112f3a5&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/b90a23619484438f84e4fa438112f3a5-9d5da0ae2bd9f4ae.gif</thumbnail_url><duration>142.081</duration><title>Minimum Death Benefit/Maximum Cash Value IUL with National Life Group</title><description>In this video, I walk you through structuring a minimum death benefit, maximum cash value Indexed Universal Life (IUL) policy using National Life Group&apos;s Flex Life product. We input client details, set a monthly payment of $500, and discuss how to balance cash growth with death benefit options. I highlight the flexibility in adjusting the death benefit and the importance of understanding the client&apos;s budget. I encourage you to consider how these options can affect cash value accumulation and death benefit over time. Please review the numbers and think about how you can apply this approach with your clients.</description></oembed>