<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/b9e2444264234f508f00781e20d38088&quot; frameborder=&quot;0&quot; width=&quot;1376&quot; height=&quot;1032&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1032</height><width>1376</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1032</thumbnail_height><thumbnail_width>1376</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/b9e2444264234f508f00781e20d38088-00001.gif</thumbnail_url><duration>288.544</duration><title>Understanding SDI Claims and Employer Charges</title><description>In this video, I address a question from a website visitor regarding filing a late SDI claim and whether the employer will be charged for the claim. I explain that there is a 49-day deadline to file a claim, but there are exceptions for valid reasons. I provide resources from legal aid and disability secrets that offer excuses for late claims. I also clarify that employers are not required to contribute to SDI, as it is funded through mandatory employee contributions. No action is requested from viewers.</description></oembed>