<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/bbcffc1cc46244eca3cd5d638b9ac608&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/bbcffc1cc46244eca3cd5d638b9ac608-b84f932477d3fea6.gif</thumbnail_url><duration>59.584</duration><title>Managing Variable Interest Rates on Overdrafts in Figured 📈</title><description>In this video, I address how to manage a variable interest rate on an overdraft in Figured. While Figured doesn&apos;t fully support floating rates, you can set step rates for different periods by navigating to Tools and then Overdraft Settings in the Planning tab. For instance, you can set a rate of 7% starting June 2025 and then change it to 5% from October. I encourage you to explore these settings to better reflect your financial planning needs.</description></oembed>