<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/bc7e0e8f99114e20bc17fc2d60bfe751&quot; frameborder=&quot;0&quot; width=&quot;1818&quot; height=&quot;1363&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1363</height><width>1818</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1363</thumbnail_height><thumbnail_width>1818</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/bc7e0e8f99114e20bc17fc2d60bfe751-68458e2c41014a79.gif</thumbnail_url><duration>185.05</duration><title>Interest Rates, Melbourne Property, Tax Changes</title><description>This Loom provides an update on interest rates, Melbourne property outlook, and upcoming federal budget tax changes. The speaker expects no further rate increases for the rest of the year after a June hold and a May increase, noting some banks still forecast increases. Melbourne property prices have fallen about 2.5% over the last 12 months, but the speaker is more bullish due to population growth, low vacancy, limited new housing supply, and a price to income ratio around 2018 levels. The Loom also discusses negative gearing and capital gains changes, with a note to monitor emails at the beginning of next year for investor clients.</description></oembed>