<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/be9034f841ce4b268f9db2dd7dbd2b2d&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/be9034f841ce4b268f9db2dd7dbd2b2d-56c4462c88a9696a.gif</thumbnail_url><duration>300.167</duration><title>Navigating Family Financial Requests: Helping Without Enabling</title><description>In this video, Emma, The Emotional Money Coach, and I discuss a situation where my cousin is asking to borrow $1,500 for car repairs, and I&apos;m torn between wanting to help her and protecting my own finances. Emma emphasizes the importance of distinguishing between helping and enabling, and outlines potential benefits and risks of lending money. She suggests practical solutions, such as paying the repair shop directly or offering a smaller, non-repayable amount. Ultimately, I want to ensure the kids can get to school without financial strain on me. As you can see, Emma, The Emotional Money Coach, balances the emotional and financial factors of the situation to come to a solid solution. One of my favorite things about Emma is how she provides conversation scripts to help you avoid getting tongue-tied when discussing sensitive financial matters.</description></oembed>