<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/cfe4446c9b4542b4bd45ac1463953dd2&quot; frameborder=&quot;0&quot; width=&quot;1280&quot; height=&quot;960&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>960</height><width>1280</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>960</thumbnail_height><thumbnail_width>1280</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/cfe4446c9b4542b4bd45ac1463953dd2-00001.gif</thumbnail_url><duration>297.92</duration><title>Commercial Lending and Real Estate Investing</title><description>Good morning! In this video, I discuss the current state of commercial lending and how it is being impacted by the COVID-19 crisis. I explain the challenges faced by commercial on-site businesses and the prevalence of balloon loans in commercial lending. I also highlight the perfect storm created by the Silicon Valley bank failure and liquidity concerns, leading to a potential increase in default rates. To navigate these challenges, I suggest considering a shift towards incorporating real estate investing into your portfolio. Click the link below to learn more about our program, Real Pros, which provides curriculum for working with real estate investors.</description></oembed>