video1.0<iframe src="https://www.loom.com/embed/d0b9c15f012447d782cf40746b12d712" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/d0b9c15f012447d782cf40746b12d712-cb5e012b5ee6a6c3.gif53.283334In this video, I explain what a bank statement loan is and how it can benefit self-employed individuals and business owners looking to buy a home. These loans allow you to qualify based on your bank deposits instead of traditional income documentation, making home ownership more accessible. To qualify, you'll need 12 to 24 months of bank statements, at least two years of self-employment history, a credit score of 620 or higher, a down payment of 10% or more, and a debt-to-income ratio of 50% or less. If you're interested in exploring this option, I encourage you to gather the necessary documents and reach out for more information.