video1.0<iframe src="https://www.loom.com/embed/df3a621113b94b899993a9024fa1634f" frameborder="0" width="1848" height="1386" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>13861848Loomhttps://www.loom.com13861848https://cdn.loom.com/sessions/thumbnails/df3a621113b94b899993a9024fa1634f-ec4a3ef2850d3956.gif219.072This Loom explains what pre qualification is in the eApp process before pulling up quotes. After collecting client information through the veteran or inbound script, agents pause at underwriting to run a carrier pre qualification using AmeriCo, which can indicate approval, declined status, or rate changes. The speaker notes that in 2026 underwriting is advanced and highlights carriers such as AmeriCo, Mutual of Omaha, Ethos, Transamerica, Corebridge, Simplified Issued, Whole Life that may provide mid application approval guidance. The goal is to avoid guessing and prevent scenarios where clients are declined or see rate jumps before investing time in additional applications.