<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/e0f8ae33e11941eb9cc355ef9e4e2bda&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/e0f8ae33e11941eb9cc355ef9e4e2bda-395ff1b17e84f4e8.gif</thumbnail_url><duration>676.417</duration><title>Index Universal Life Explained for Families</title><description>Hi, my name is Cameron Powell, and in this video I break down Index Universal Life, also called IUL. I explain how it differs from term and whole life, how cash value tracks the S&amp;P 500 with interest credits, and how the policy has a floor that helps protect against downside. I also cover that you can access your cash value through tax free policy loans, but withdrawals are taxable. I share an example of funding $1,000 per month, showing year 10 cash value from about $80,000 to $127,000, and year 20 from about $162,000 to $409,000. If you want to learn how this fits your goals, reach out to me by email or DM, and I can help you review your options.</description></oembed>