video1.0<iframe src="https://www.loom.com/embed/e12b8af6d810448c81ec4385e188d623" frameborder="0" width="1850" height="1387" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>13871850Loomhttps://www.loom.com13871850https://cdn.loom.com/sessions/thumbnails/e12b8af6d810448c81ec4385e188d623-e83132766b04d1c1.gif1766.272This Loom explains why California couples need an estate plan to protect against incapacity and probate after death. It follows Joe and Dina, describing how a stroke without powers of attorney or an advance health care directive can force conservatorship, freeze assets, and ultimately lead to probate costs of about $78,000 plus 9 to 18 months of a public court process on an estimated $2.6 million estate. The alternative plan using a funded revocable living trust, financial power of attorney, and advanced health care directive avoids court involvement, probate fees, and delays, while allowing tailored trust distributions for children including guardianship and funds for Elijah. The speaker concludes that one-size-fits-all forms may miss key family details and invites viewers to book a peace of mind planning session or a free 15 minute call.