<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/e4341ef3aa7f44438b66c8bcd90bb16a&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/e4341ef3aa7f44438b66c8bcd90bb16a-9b1a222cd4ba8938.gif</thumbnail_url><duration>757.3655</duration><title>4th Quarter 2025</title><description>Good afternoon, clients and friends! In this Quarter Four 2025 Economic Review, I shared insights on the continued bull market, with the S&amp;P 500 gaining 16% for the year and the Dow up 13%. We discussed the easing inflation and the Federal Reserve&apos;s rate cuts, which have positively impacted investor sentiment. As we enter 2026, I encourage you to stay vigilant and prepared for potential market pullbacks, especially with the upcoming midterm elections. Please reach out with any questions or concerns, as your financial well-being is our top priority!</description></oembed>