<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/e4795a5aaece4eac9cc7e7269df4174c&quot; frameborder=&quot;0&quot; width=&quot;1720&quot; height=&quot;1290&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1290</height><width>1720</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1290</thumbnail_height><thumbnail_width>1720</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/e4795a5aaece4eac9cc7e7269df4174c-4cce6091fb328929.gif</thumbnail_url><duration>297.192</duration><title>What Life Insurance Clients Want From Their Agent: 5 Concerns | BackNine in 5</title><description>Clients don&apos;t think in product names. Five concerns behind most life insurance conversations, and the order to run the case before you pick a carrier.

In this BackNine in 5 agent skills video:
1. They&apos;re confused: five questions to answer before any product
2. They don&apos;t want a hassle
3. They&apos;re worried about money
4. Something changed: ask what made them start looking
5. They think their health will get them declined

The order: trigger, need, budget, underwriting, carrier, application. Not carrier first, then pitch.

Not sure where a case belongs? Send us the age, state, the need, and the health details before you pick a carrier.

Educational only. Underwriting outcomes vary by carrier, product, and applicant, and approval is never guaranteed. 

#lifeinsurance #insuranceagent #underwriting</description></oembed>