<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/e4db4239fdeb4a2f8270655a6b00ce4d&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/e4db4239fdeb4a2f8270655a6b00ce4d-76ddff095840885c.gif</thumbnail_url><duration>51.1541</duration><title>Creating Affordability with Seller Subsidies 🏡</title><description>Hi, it&apos;s Tim. In this video, I explore two ways to use a seller subsidy to enhance affordability for the Connor home. I compare the current situation without any incentives to a permanent rate buy-down, which allows buyers who qualify for $1 million to purchase this home priced at $1.2 million. Additionally, I discuss a temporary buy-down option that reduces the interest rate by three percentage points in the first year, two in the second, and one in the third. I encourage you to consider these options if you&apos;re looking to make this home more accessible.</description></oembed>