<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/e86f00acbda048dcaecdc00ce04f686c&quot; frameborder=&quot;0&quot; width=&quot;1152&quot; height=&quot;864&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>864</height><width>1152</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>864</thumbnail_height><thumbnail_width>1152</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/e86f00acbda048dcaecdc00ce04f686c-00001.gif</thumbnail_url><duration>4872.566666666722</duration><title>Cohousing in San Francisco</title><description>Hey everyone, it&apos;s Brian Elbogen! In this Loom, I&apos;ll be discussing the concepts of co-living and co-housing, and how they can address housing affordability concerns. I&apos;ll explain the differences between the two, the benefits of co-housing, and how existing housing stock can be used for co-living. I&apos;ll also touch on the legal and financial aspects of co-living, including fractional mortgages and the role of homeowners associations. Watch this video to learn more about these innovative housing solutions and how they can create a sense of community while maintaining privacy.</description></oembed>