<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/e9d24f99ef934867979530085d7a03b0&quot; frameborder=&quot;0&quot; width=&quot;1280&quot; height=&quot;960&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>960</height><width>1280</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>960</thumbnail_height><thumbnail_width>1280</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/e9d24f99ef934867979530085d7a03b0-00001.gif</thumbnail_url><duration>151.44</duration><title>Should You Choose a Fixed or Variable Rate Mortgage?</title><description>In this video, I discuss the recent rate drop and its impact on variable rate mortgage clients. I also provide insights for those in the market for a new mortgage, whether it&apos;s for renewal or a new property. I present the pros and cons of both fixed and variable rates, emphasizing the importance of making the right decision for your specific situation. No action is requested from viewers, but I provide guidance on how to explore their options.</description></oembed>