<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/ea460bd8e250411db25ff240d16f5f89&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/ea460bd8e250411db25ff240d16f5f89-c1afcaf9af77adc9.gif</thumbnail_url><duration>379.904</duration><title>Should You Fix Your Interest Rate? 🤔</title><description>In this video, I discuss whether you should fix your interest rate given the current uncertain outlook with inflation and overseas conflicts impacting rates. Fixed rates have been increasing, and while they provide certainty, there are risks like break costs and restrictions on additional repayments. If you&apos;re considering fixing your rate, I recommend checking your bank&apos;s app or website for tempting offers relative to your current variable rate, as these rates can change quickly. Remember, it&apos;s about finding what suits you best rather than trying to predict the market. Feel free to reach out if you have questions, but act quickly if you see a rate you like!</description></oembed>