<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/ec72d9141cc1414b821396058c43966f&quot; frameborder=&quot;0&quot; width=&quot;1280&quot; height=&quot;960&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>960</height><width>1280</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>960</thumbnail_height><thumbnail_width>1280</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/ec72d9141cc1414b821396058c43966f-1693436045575.gif</thumbnail_url><duration>324.74</duration><title>Understanding Current Debt Payments</title><description>In this video, I will explain the concept of current debt payments and how it affects your financial situation. I will guide you through what counts as current debt and what doesn&apos;t, emphasizing the importance of reflecting everything on your credit report. I will also explain how credit cards and other loans impact your current debt payments. It is crucial to input the minimum required payments rather than what you actually send in. By the end of this video, you will have a clear understanding of how to calculate your current debt payments accurately.</description></oembed>