video1.0<iframe src="https://www.loom.com/embed/eced255ba8ec4f5ea9835f3a270a360e" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/eced255ba8ec4f5ea9835f3a270a360e-7928fb452f4d47be.gif478.336This Loom introduces Simple Money New Zealand and explains how it differs from traditional, commission-driven financial advising. Spencer Rees describes using low-cost, diversified, mostly automated investing to reduce fees, decision fatigue, and risk, aiming for strategies that work over decades. He shares his background as a U.S. Air Force pilot and author of The Military Money Manual, and notes NZ credentials including a financial services level 5 certificate from Massey. The service starts with a free, no-obligation consultation, followed by a personalized 20-minute deep dive and a statement of advice, with an hour to review it and a reconnect one year later. He also mentions keeping costs low enough to potentially save hundreds of thousands to millions of dollars versus big investment companies.