<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/ee06c6da4fbe447ca78d605271355ebc&quot; frameborder=&quot;0&quot; width=&quot;1728&quot; height=&quot;1296&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1296</height><width>1728</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1296</thumbnail_height><thumbnail_width>1728</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/ee06c6da4fbe447ca78d605271355ebc-69d204ec638d79ed.gif</thumbnail_url><duration>412.2496</duration><title>Should I Fix? - Analyzing Fixed and Variable Rates</title><description>In this video, I delve into the current scenario post the Reserve Bank&apos;s meeting outcome, where the cash rate remains unchanged. I explore the value of fixing rates versus variable rates, considering potential savings and costs. It&apos;s crucial to remember that the decision to fix rates is highly personal and should align with individual circumstances. I provide insights on interest rate forecasts, the impact of rate changes on repayments, and the comparison between fixed and variable rates. No action is requested from viewers, but understanding these factors can aid in making informed financial decisions.</description></oembed>