<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/f1b46505cd414e1fa99c5c69e11da5c2&quot; frameborder=&quot;0&quot; width=&quot;1524&quot; height=&quot;1143&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1143</height><width>1524</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1143</thumbnail_height><thumbnail_width>1524</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/f1b46505cd414e1fa99c5c69e11da5c2-7d6648c974f2123b-full.jpg</thumbnail_url><duration>147.479</duration><title>Get Started Series 7: Recurring Expenses</title><description>In today&apos;s video, I introduced you to the expenses and healthcare section of our planner, focusing on everyday expenses like food, utilities, and entertainment. I recommend using the basic budgeter for monthly spending amounts and creating multiple phases of expenses to reflect changes over time. For a more detailed view, the detailed budgeter allows you to track essential versus discretionary expenses and organize them by category. I also covered how to add large one-time expenses and choose funding options for these expenses. Please explore these features to better manage your financial planning.</description></oembed>