<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/f49e35ad3426468e88cd77a72dfca2c2&quot; frameborder=&quot;0&quot; width=&quot;1728&quot; height=&quot;1296&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1296</height><width>1728</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1296</thumbnail_height><thumbnail_width>1728</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/f49e35ad3426468e88cd77a72dfca2c2-1686100678086.gif</thumbnail_url><duration>650</duration><title>Should I Fix? 🤔</title><description>Hi there! In this video, I discuss the recent rate rise and its impact on fixed rates. I also talk about the disparity between people on low fixed rates and those who have had pay rises, and how it&apos;s skewing the figures. I share my thoughts on fixing rates and choosing what&apos;s best for you personally. I also provide data on the lowest variable and fixed rates, and how they compare. Finally, I discuss the bank&apos;s forecast on rate decreases and how they&apos;re betting on it.</description></oembed>