video1.0<iframe src="https://www.loom.com/embed/f5465685ba624b459247e512c8940a8a" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/f5465685ba624b459247e512c8940a8a-c195a34d7074bafe.gif134.569This Loom presents Zilla, a global mobile payment app built on Solana where a phone number acts as the payment address. It argues local and international money transfers remain broken due to friction, 7 to 10 percent fees, and limited proof, noting that crypto adds new language barriers. Zilla is positioned using remittance figures for 2023 of $857 billion annually and $50 billion in fees, plus Africa’s mobile money surpassing $1 trillion in 2025, and Nigeria remittance of $2.9 billion in 2023. The founder compares this model to Opay’s success, citing 50 million users and $373 million in revenue, and describes creating an account in under 60 seconds using a phone number and BVN with no document uploads.