<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/f662649d4e9d49a087c4af68e95bcb97&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/f662649d4e9d49a087c4af68e95bcb97-00001.gif</thumbnail_url><duration>184.263</duration><title>Video #3: Where are my benefit payments coming from?</title><description>In &quot;How Does Leave Pay Work,&quot; we learned that Monarch provides Ning with pre-birth and post-birth disability, plus bonding leave. Monarch covers up to 100%, including state and private insurance benefits. Ning can apply for claims to receive benefit payments in the &quot;Your Tasks&quot; tab.
Important Tips:
*State and private insurance combined cover approximately 60% of base pay, with the state usually paying first.
*State and private insurance typically impose an unpaid waiting period at the beginning of your claim, which usually ranges from 7 to 14 days. This waiting period will often be visible in your leave time, as highlighted in this video.</description></oembed>