<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/fa3e8c2ccf2041798f653e2aea7c310b&quot; frameborder=&quot;0&quot; width=&quot;1232&quot; height=&quot;924&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>924</height><width>1232</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>924</thumbnail_height><thumbnail_width>1232</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/fa3e8c2ccf2041798f653e2aea7c310b-37e1899ffe2e9efc.gif</thumbnail_url><duration>232.022</duration><title>Plooto: Your Business Payments Streamlined &amp;amp; Simplified - 5 February 2026</title><description>I walked through Plooto’s signup and activation flow with an activation and revenue lens. The core issue isn’t any single step, but how trust, effort, and value are sequenced. The current flow requires multiple verification and setup steps before users experience a first “aha,” which can suppress trial activation and early retention. The highest-risk moment appears around manual bank entry prior to demonstrated value. Overall, the risk is not knowing which steps are necessary versus which quietly reduce activation.</description></oembed>