video1.0<iframe src="https://www.loom.com/embed/fb4f43807ee34fbcbbcf86bfde6890ba" frameborder="0" width="1920" height="1440" webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>14401920Loomhttps://www.loom.com14401920https://cdn.loom.com/sessions/thumbnails/fb4f43807ee34fbcbbcf86bfde6890ba-2049916b1d1526b6.gif1340.08This Loom explains RFA’s purchase plus improvement program and how realtors can market it to clients. The program provides additional funds up to 20 percent of the as-complete value for insured and insurable deals, and up to 40,000 for uninsurable improvements, with total loan-to-value caps of 1.5 million insured and 1 million insurable. Improvements are limited to non-structural, typically cosmetic updates like new kitchens, bathrooms, flooring, doors, windows, roofs, and energy efficiency upgrades, plus basement suites where projected rental income can be used with a usual 50 percent add-back. Funding is fully held in a lawyer’s trust account and released only after completion, with pre-approval required and approval of the PPI before closing.