<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/fb6c4779feb44f22b12b5779e9ad49b4&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/fb6c4779feb44f22b12b5779e9ad49b4-e483dbb7f2efa30a.gif</thumbnail_url><duration>1888.96</duration><title>Home Trust (03/24/2026)</title><description>In this video, I provided a recap on our classic products and ELVs, focusing on key points like our no minimum FICO score policy and our common-sense approach to underwriting. I shared examples of approvals based on isolated credit events and discussed our stated income product, which allows for flexibility in income reporting. I also highlighted the importance of including all relevant financial details to streamline the approval process. If you have any commercial deals or specific questions, please reach out to me directly. Remember, communication is key to ensuring smooth transactions!</description></oembed>