<?xml version="1.0" encoding="UTF-8"?><oembed><type>video</type><version>1.0</version><html>&lt;iframe src=&quot;https://www.loom.com/embed/fcfd72d944ae4233b025dbc6d4cc00b6&quot; frameborder=&quot;0&quot; width=&quot;1920&quot; height=&quot;1440&quot; webkitallowfullscreen mozallowfullscreen allowfullscreen&gt;&lt;/iframe&gt;</html><height>1440</height><width>1920</width><provider_name>Loom</provider_name><provider_url>https://www.loom.com</provider_url><thumbnail_height>1440</thumbnail_height><thumbnail_width>1920</thumbnail_width><thumbnail_url>https://cdn.loom.com/sessions/thumbnails/fcfd72d944ae4233b025dbc6d4cc00b6-777c018ddabce8b1.gif</thumbnail_url><duration>102.805</duration><title>Mortgage Pre Approval Process and $5,000 Guarantee</title><description>This Loom from mortgage lender Josh Ampedro explains the pre-approval process and a seller guarantee included with his buyers’ offers. He reviews how he verifies clients’ credit, income, and asset qualifications to ensure buyers are fully pre-approved, not just pre-qualified, and notes the property is reviewed specifically for eligibility. Ampedro also describes a $5,000 seller guarantee that protects sellers if the buyer is not actually pre-approvable due to mistakes in the pre-approval process. He clarifies the guarantee does not cover external issues like short inspections or bad appraisals, and provides his cell number and contact information for questions.</description></oembed>